Vault Disclaimer

DeFi Stable Return Vault

Disclosures, Risks, Confirmations, Terms and Conditions:

I understand that Source of Funds refers to the origin of the particular funds or assets (for example an immediate source from which property has derived e.g. from a bank account in the name of the applicant for business or a third party) that will be used for the purposes of the business relationship or transaction (e.g. the amount being invested, deposited or remitted).

I understand that Source of Wealth refers to the origin of the entire body of wealth (i.e., total assets). This information will usually give an indication as to the volume of wealth the customer would be expected to have, and a picture of how the customer (applicant/owner/PEP) acquired such wealth.

I acknowledge and confirm that all USDC used to deposit into the DeFi Stable Return Vault have been obtained legally and are not derived from illegal or unethical business activities.

I further agree to comply with all applicable laws and regulations regarding the use of these USDC in connection with the deposit into the DeFi Stable Return Vault.

I understand that the terms “Vault” and “DeFi Stable Return Vault ” refer to the managed Vault being listed on the platform Enzyme.Finance.

I understand that there are no guarantees on my deposit.

I understand that my USDC deposit could suffer losses.

I understand that anybody affiliated with the DeFi Stable Return Vault and/or ADAM is NOT taking custody of my USDC?

I understand that all transactions are governed by smart contracts created by Enzyme.Finance.

I understand that I am depositing USDC into a vehicle that could suffer a total loss on my USDC deposit.

I understand that the DeFi Stable Return Vault  and/or ADAM team cannot withdraw my USDC deposited into the Vault.

I understand that it is impossible for the DeFi Stable Return Vault and/or ADAM team to gain full custody of my USDC that is deposited into the Enzyme.Finance Vault.

I understand that if I lose my keys to my wallet connected to the DeFi Stable Return Vault  that I will lose all of my USDC deposited in the DeFi Stable Return Vault.

I understand that the strategy aims to preserve the USD value of my deposit, but cannot guarantee that the value will always be stable to the USD.

I understand that the Vault strategy is based on a Uniswap V3 strategy that primarily provides liquidity into concentrated liquidity pools in order to generate fees and is denominated in USDC.

I understand that the strategy in the Vault aims to protect against delta exposure through hedging.

I understand that the delta hedging strategy in the Vault is not a fully hedged strategy that may expose us to drawdowns.

I understand that the strategy in the Vault aims to minimize impermanent loss but cannot guarantee to eliminate it entirely.

I understand that in the future the strategy may require providing liquidity on platforms other than Uniswap V3.

I understand what a highly correlated volatile pair in Uniswap V3 is.

I understand that we may allocate a percentage or the entire Vault into highly correlated volatile pairs.

I understand that hedging may not be possible on highly correlated volatile pairs.

I understand the general concept of what dollar cost averaging is.

I understand that the DeFi Stable Return Vault is denominated in USDC.

I understand that there is a 0% entrance fee.

I understand that a performance fee is a fee that is charged for any profit that the DeFi Stable Return makes inside of the Vault.

I understand that if the Vault performs and brings a profit I will pay a performance fee to the Vault.

I understand that there is a 40% performance fee.

I understand that there is a 5% exit fee on all withdrawals.

I understand that there is a 2% annual management fee on my Vault deposit which is charged in increments.

I understand that when I withdraw USDC and/or WETH from the Vault that I will only withdraw from the worth of what my actual portfolio is at the time of withdrawal.

I understand that earned USDC will be compounded back into the managed Vault which allows me to earn yield on said earned USDC.

I understand that when I want to process a withdrawal I must notify the DeFi Stable Return admin(s) via email to contact@adam-investment.com so they may prepare and make the USDC liquid for withdrawal.

I understand that when I want to process a withdrawal I must wait 48 hours from my request to allow the Vault time to process the request.

I understand that when the deposit is not in USDC and/or WETH the deposit is not liquid for withdrawal.

I understand that there is a 24 hour lock up period for depositing into the Vault.

I understand that I can withdraw my entire portfolio from the Vault at any given point in time.

I understand that I will need to reach out to the DeFi Stable Return Team via email at contact@adam-investment.com to request my deposit to be unwound from the invested portion of the Vault.

I understand that I am holding ADAM harmless of any liability in the event that my deposit is lost due to any unforeseen market conditions.

I understand that in the event of a dispute that I agree to a private arbitration in the jurisdiction UAE where ADAM is based, and not a public jury trial to resolve said dispute.

I understand that I am  not depositing in the DeFi Stable Return Vault under duress and that I and I only am making a conscientious decision to deposit into the DeFi Stable Return Vault.

I understand that if I do not understand any and all of the questions above that I am able to reach out to the DeFi Stable Return Team via email at contact@adam-investment.com for clarification.